A Step-by-Step Guide to buying your first home
Learn about city, county and state purchase assistance programs for eligible low-to-moderate-income families which are available through a network of lenders across the state. (No Minimum income). Approved applicants must occupy the property as primary principal residence. After completion of workshop participants will receive a HUD certificate good for a year (within 10 business days). Down payment and closing assistance ranges between $2,500 and $95,000 depending on the program.
This 8 hour workshop utilizes the US Department of HUD Homebuyer Education and Learning Program Guide, and HUD Certificates are issued to all participants that complete the workshop.
This is a virtual video conference workshop, all registrants will receive a link via email to retrieve 24 hours prior to scheduled class so that you may be counted for as an attendee.
10:15 – 10:30 | Opening Administration
10:30 – 11:00 | Understanding Credit
11:00 – 11:30 | Predatory Lending and Fair Housing
11:30 – 12:00 | Shopping for a Home
12:00 – 12:30 | Down payment Assistance
12:30 – 1:30 | Lunch
1:30 – 2:00 | Home Inspection
2:00 – 2:30 | Homeowner Insurance
2:30 – 3:00 | Shopping for a Loan
3:00 – 3:45 | Budgets
3:45 – 4:15 | Title Insurance
4:15 – 5:00 | Questions and Answers