A Step-by-Step Guide to buying your first home

Learn about city, county, and state purchase assistance programs for eligible low-to-moderate-income families which are available through a network of lenders across the state. (No Minimum income). Approved applicants must occupy the property as a primary principal residence. After completion of the workshop, participants will receive a HUD certificate good for a year (within 10 business days). Down payment and closing assistance programs range between $2,500 and $95,000, depending on the program.

This 8-hour workshop utilizes the US Department of HUD Homebuyer Education and Learning Program Guide, and HUD Certificates are issued to all participants that complete the workshop.

This is a virtual video conference workshop, all registrants will receive a link via email to retrieve 24 hours prior to the scheduled class so that you may be counted as an attendee.

Sample Itinerary:

10:15 – 10:30 | Opening Administration

10:30 – 11:00 | Understanding Credit

11:00 – 11:30 | Predatory Lending and Fair Housing

11:30 – 12:00 | Shopping for a Home

12:00 – 12:30 | Down payment Assistance

12:30 – 1:30   | Lunch

1:30 – 2:00     | Home Inspection

2:00 – 2:30     | Homeowner Insurance

2:30 – 3:00     | Shopping for a Loan

3:00 – 3:45     | Budgets

3:45 – 4:15     | Title Insurance

4:15 – 5:00     | Questions and Answers